(ProsperNews.net) – Anyone can struggle at any time. Whether your paychecks don’t go as far as they need to, you’ve been laid off, or there are other issues happening, you need to know where to turn. Various federal programs can provide you with the financial assistance you need.
SNAP (Supplemental Nutrition Assistance Program)
SNAP can help to supplement your food budget, allowing you to purchase healthier food.
SNAP eligibility is determined by the state once you complete your application. Upon being approved, you’ll receive your benefits on an EBT card. It works like a debit card that you can use at authorized grocery stores and retailers.
WIC (Special Supplemental Nutrition Program for Women, Infants, and Children)
WIC is similar to SNAP. However, it focuses on specific foods for low-income women who are either pregnant, breastfeeding, or postpartum. Infants and children up to five who are at nutritional risk can also be included in the benefits.
The federal grants are used to provide not only supplemental food but also healthcare referrals and nutrition education. A WIC fact sheet can tell you more about the eligibility and food benefits.
TANF (Temporary Assistance for Needy Families)
TANF is offered on a temporary basis when there are families with children involved. Typically, these grants go to parents or other family members when the basic needs of a family cannot be met.
The federal government issues grants to the states, so it is the state running the TANF program.
The program’s focus is to provide assistance, end dependency, prevent and reduce unplanned pregnancies, and encourage the formation and maintenance of a two-parent family.
Applying for the program is done by visiting a local TANF office.
Housing Choice Vouchers (Section 8 Program)
The US Department of Housing and Urban Development runs the Housing Choice Voucher Program. What is commonly known as Section 8 provides affordable housing for low-income individuals and families as a way to reduce homelessness.
Eligibility will depend on your annual gross income, family size, and the county or metropolitan area where you live.
There’s a significant amount of demand for this program, so waiting periods are common.
LIHEAP (Low Income Home Energy Assistance Program)
Beyond finding a home, there’s the cost of heating and cooling the home. Often, bills can be high, especially during the hottest and coldest months of the year.
The LIHEAP program is designed to assist low-income families with their monthly bills as well as weatherizing their homes and conducting energy-related home repairs. This ensures you get the help when and where you need it.
Your household size and annual income will determine whether you’re eligible for the program.
The National Energy Assistance Referral (NEAR) project can help you determine your eligibility for the program as well as help you with the application process.
Medicaid
Medicaid is used to ensure that you have health coverage. It covers not only low-income adults and children but also elderly adults and individuals with disabilities. The program is funded by both the federal government and the states.
Applying for coverage is done through the Health Insurance Marketplace online. You can also visit your state Medicaid agency to get help with the overall process.
There are coverage options available so that the whole family can have access to health coverage. It makes it easier to focus on preventative care while also ensuring that health emergencies are prioritized without going into debt.
Start Applying
Often, you can apply to more than one program. This ensures you get the help you need for as long as you need it. The various programs, when used together, can support you and your family in all areas of life to reduce the struggle.
Copyright 2023, ProsperNews.net
